Referral · Indian River County
Referring you to The Freedman Agency for a property in Indian River County
The Freedman Agency holds a Florida DFS agency licence, number L132008. That licence is issued for the whole of Florida rather than for one city or county, which is why they can help with a property in Indian River County. Their office is in Boca Raton, Florida.
Who The Freedman Agency are
Their office is in Boca Raton, Florida. Their office is in Boca Raton, and Brightway publishes them as a Boca Raton agency. These pages describe the county a property is in, not a branch location. They do not have a branch in Indian River County, and this page is not one — it is my page, about referring you to them.
A Brightway Insurance agency in Boca Raton. It writes auto, home, condo, renters, flood and personal umbrella insurance.
- Legal name JK FREEDMAN LLC
-
Licence
L132008
Florida DFS agency licence -
Check it yourself
State licence register
Verified 11 September 2026 -
Contact them
Jacob Freedman
561-940-3435
What that licence covers. A Florida insurance agency licence is issued by the state and is not limited to a city or county, so this agency may place a policy on a property anywhere in Florida. It is a Florida licence: writing in another state would require a non-resident licence there, and none has been verified for this agency.
About the brand. Brightway is a franchise. Its agencies are separately owned and separately licensed, so a fact about Brightway nationally is not a fact about this agency.
What insurance costs in Indian River County
These are county averages published by the state, not a quote and not a prediction of what any particular property will cost to insure. A quote depends on the building, the roof, the elevation and the carrier — which is the whole reason this page ends with a phone number rather than a number.
| Measure | Value | Change & period |
|---|---|---|
| Average homeowners insurance premium | $4,334 | no change figure published as of 31 Mar. 2026 Including wind. $2,744 excluding wind. |
| Average condo unit-owner insurance premium | $2,086 | no change figure published as of 31 Mar. 2026 Condo unit-owner, including wind. $1,424 excluding wind. |
Works cited
- Yaworsky, Michael. “Property Insurance Stability Report.” Florida Office of Insurance Regulation, 1 July 2026, floir.gov/docs-sf/default-source/property-and-casualty/stability-unit-reports/july-2026-isu-report.pdf. Accessed 10 Sept. 2026. Premium figures in this report are stated as of 31 Mar. 2026.
The rest of this county’s housing figures — medians, closed sales, inventory, months of supply, each one sourced and dated — are on the Indian River County market page.
Cities in Indian River County
This site does not yet publish a city page inside Indian River County, so there is no city list to show here. The county figures above still apply to the whole county, and the licence still covers it.
How the referral actually works
I pass you their name and contact details, early rather than at the end — in Florida the insurance has to be bound before a closing funds, and shopping it is the step that most often runs late. From there you deal with them directly. I do not sit in the middle of it, I do not see your quote, and I have no say in what they offer you.
You are under no obligation to use them. If you already have an agent, or you want to compare two or three, that is the sensible thing to do and I will say so.
What you need to know before you call them
This company is independent of my brokerage. There is no ownership between them and The Keyes Company, and the Affiliated Business Arrangement Disclosure does not cover them — it is a different kind of relationship from the affiliated companies listed elsewhere on this site.
No money moves in either direction. I am not paid for referring you, and I do not pay them for referring clients to me. I hand over a name; what you agree with them afterwards is between you and them.
Jacob Campbell is not an insurance agent, does not advise on coverage, eligibility or price, and receives no compensation for this referral. Nothing here is insurance advice or a quote.
Other counties
The same company, the same licence, the same office — different county figures.