Market analysis · July 2026
Collier County housing market
Single-family up 12.9% while condos fall — the widest divergence between the two segments anywhere in this register.
Florida, July 2026
| Measure | Figure | Change and period |
|---|---|---|
| Median sale price, single-family | $425,000 | +3.7% year over year |
| Median sale price, condo and townhouse | $295,000 | unchanged year over year |
| Closed sales, single-family | 23,870 | +5.1% year over year |
| Closed sales, condo and townhouse | 8,194 | +11% year over year |
| Months' supply, single-family | 4.5 months | no change figure published |
| Months' supply, condo and townhouse | 7.8 months | no change figure published |
| 30-year fixed mortgage rate | 6.76% | no change figure published week ending 10 Sept. 2026 |
One thing that is widely reported and is not what this data shows
The common claim: Florida condo inventory has surged because of the post-Surfside reserve requirements.
What these figures show: In July 2026, condo active inventory fell year over year in every South Florida county in this register. Condo weakness appears in median price, days to contract and months of supply, not in a rise in listings.
A driver that is documented and dated: Fannie Mae and Freddie Mac eliminated the limited review option for many condo loans on 3 Aug. 2026, and many existing Miami condominium buildings lack FHA approval.
Collier County housing market, July 2026
Single-family up 12.9% while condos fall — the widest divergence between the two segments anywhere in this register.
Association MLS data, with a caveat. The source is association-grade but something about it needs stating before you read the numbers. It is stated below.
Read this first. The reporting board excludes Marco Island from its Collier County statistics. These figures are taken from a brokerage reprint of the board's report rather than from the board directly, and a second reprint from a different data feed disagrees on the levels. The direction of travel is consistent across both.
| Measure | Figure | Change and period |
|---|---|---|
| Median sale price, all property types | $590,000 | +2.6% year over year July 2026 |
| Median sale price, single-family | $745,000 | +12.9% year over year July 2026 |
| Median sale price, condo and townhouse | $400,000 | -4.8% year over year July 2026 |
| Closed sales, all property types | 733 | +14.5% year over year July 2026 |
| New listings | 916 | +8.1% year over year July 2026 |
| Active listings | 4,415 | -21.0% year over year July 2026 |
| Median days on market | 108 days | +6.9% year over year July 2026 The longest median days on market in this register. |
| Months' supply | 5.8 months | -33.3% year over year July 2026 |
Insurance
| Measure | Figure | Change and period |
|---|---|---|
| Citizens personal lines average premium | $3,441 | -0.8% year over year effective 1 June 2026 Citizens personal lines average premium — the highest of the counties in this register. Not a countywide market average. |
| Citizens HO-3 multiperil average premium | $4,391 | -3.1% year over year effective 1 June 2026 |
What the analysts say
reserve requirements and financing complexities continue to create a more complicated environment for condo transactions
What this page does not report
These figures could not be sourced for Collier County from a citable public source for July 2026, so they are not published here rather than estimated:
- Median percent of original list price from an MLS source.
- Months of supply split by property type from a verified source.
- NABOR's own release. Both available versions are brokerage reprints and they disagree materially on levels.
Works Cited
- “2026 Rate Kit.” Citizens Property Insurance Corporation, Dec. 2025, www.citizensfla.com/documents/20702/35182283/2026+Rate+Kit.pdf. Accessed 10 Sept. 2026.
- “July Housing Market: Inventory Tightens as Hot Summer Sales Continue.” Larry Roorda Realtor, 21 Aug. 2026, roorda.com/july-housing-market-inventory-tightens-as-hot-summer-sales-continue. Accessed 10 Sept. 2026. Reprinting the Naples Area Board of REALTORS® July 2026 Market Report. NABOR statistics exclude Marco Island.
- Connolly, Amy. “Rising Condo Sales Signal Opportunity as Florida Market Stabilizes.” Florida Realtors, 19 May 2026, www.floridarealtors.org/news-media/news-articles/2026/05/rising-condo-sales-signal-opportunity-florida-market-stabilizes. Accessed 10 Sept. 2026.
Figures describe July 2026 and were compiled on 2026-09-10. Florida Realtors releases August 2026 county data on 16 September 2026. Market data is historical reporting, not a forecast, and nothing here is a prediction about what any individual property will sell for. Jacob Campbell is a Florida real estate sales associate and is not an attorney, CPA, lender, appraiser, home inspector or insurance agent.
Working in Collier County
I am a licensed Florida sales associate and can work anywhere in the state, but Collier County is not one of the markets I am in week to week. For a transaction here I would either work it directly or place you with an agent who is already in this market through The Keyes Company, depending on which actually serves you better — and I will tell you which I think it is.