Florida Licensee · Alabama Referral
Relocating to Gadsden? Here is how a referral works.
If there is a Florida property attached to this move, say so — that half is mine.
Referral onlyWhy you are reading this
After the introduction I am not in your transaction. I do not supervise the agent, I do not see your contract, and I have no authority to intervene when something goes wrong — that authority belongs to their broker and to the body that licenses agents in Alabama. What I do keep is the telephone. If something reads badly three weeks in, tell me. I would far rather make an awkward call to another brokerage than find out at closing that the introduction was the wrong one.
What changes when you leave Florida
- Real estate licensing is state by state. An agent licensed in Florida cannot represent you in Alabama, and a Alabama licensee cannot represent you in Florida.
- Alabama levies a tax on income; Florida does not. It is a change worth modelling against the housing cost before you commit to a price range, and it is a question for your own tax adviser rather than for any real estate agent.
- Closings in Alabama are generally handled through a title or escrow company rather than by an attorney as a matter of course, which is closer to the Florida pattern than not.
- Like Florida, Alabama has coastal exposure and a named-storm deductible regime in its property insurance market. The mechanism will feel familiar; the numbers will not necessarily.
- Florida’s homestead exemption and its Save Our Homes assessment cap do not follow you. Alabama has its own property tax treatment, its own exemptions, and its own rules on how fast an assessment may rise. Confirm the specifics with the local taxing authority.
Things I am going to refuse
I will not answer a legal, tax, insurance or appraisal question in any state, including my own. I am a sales associate, not an attorney, a CPA, a lender, an appraiser or an inspector, and an honest version of this job includes knowing where its edges are. What I can usually do is tell you which of those people you actually need, which is a cheaper question to get right early than late.
How a referral works
A short conversation
What is prompting the move, when it has to happen, and whether there is a Florida property on the other side of it. That last one changes what I can do for you.
A deliberate search
I look for a licensee in Gadsden whose day-to-day work resembles your transaction. Then I speak to them before I hand over your name.
A clean handoff
You get an introduction and the reasoning behind it. If you do not like them, tell me and I will go back and look again.
Questions I would put to them myself
- What are the property tax mechanics — how is assessment set, when does it reset after a sale, and what exemptions exist?
- What is the insurance picture on the kind of property I am looking at, and who should I be calling for a real quote?
- What is on the survey or title work here that a Florida buyer would not think to look for?
- If I need to back out, what actually happens to my deposit under a standard Alabama contract?
If there is a Florida property on the other side
Most moves out of Florida have a Florida transaction attached to them. If you are selling a Florida home and buying in Gadsden, that is the strongest version of this: I represent you on the Florida sale as your agent, and I refer you for the Alabama purchase. One relationship, two licensed professionals, and nobody pretending to be qualified where they are not.
Other cities in Alabama
Questions people actually ask
Can you represent me in Gadsden?
No. My licence is issued by Florida and is valid in Florida only. Representing you in a Alabama transaction would be unlicensed activity there. What I can do is refer you to a licensee in Alabama through The Keyes Company.
Can you help me sell my Florida home at the same time?
Yes, and that is the part where I am your agent rather than an introduction. Florida listings are squarely within my licence under The Keyes Company. If your move has a Florida sale attached, say so early so the two timelines can be planned together.
Do I need a Alabama licence to be referred?
No — that requirement falls on the agent, not on you. The licensee I introduce you to will hold a current Alabama licence and will represent you under Alabama law.
Do you get paid if I use an agent you did not refer me to?
No. A fee arises only where the introduction came through The Keyes Company and a transaction closes with that agent. If you find someone yourself, or use somebody you already know, nothing is payable to anyone — and that is a perfectly good outcome. I would rather you had the right agent than that I had a fee.
Who actually pays you?
Only my broker can. Under Section 475.42(1)(d), Florida Statutes, a sales associate may be compensated only by the registered broker. Any referral fee is paid to The Keyes Company, and The Keyes Company may in turn compensate me. There is no direct payment from you or from the Alabama agent to me.
Before you fill in anyone else’s form
I would rather have one honest conversation that ends with me saying you do not need me than ten that end in an introduction you regret.
Talk it through first Moving to Florida instead?
Jacob Campbell · Florida Real Estate Sales Associate, license 3623732 · The Keyes Company · Licensed in Florida only — referrals outside Florida are made to independently licensed agents in your state.
Who I refer to
I am not going to publish a partner directory I have not earned. What follows is how the decision actually gets made.
It runs through The Keyes Company, which is what makes the arrangement lawful and what makes any fee traceable. Within that, the choice of who is a judgement about fit, made once I know what your transaction actually is.
Three things stay true whoever it turns out to be:
- They will hold a current licence in the state where your transaction happens, and they will represent you under that state’s law — not under Florida’s, and not under mine.
- Any referral fee is paid brokerage to brokerage, out of the commission on a closed transaction. It costs you nothing and it does not increase what you pay. Under Section 475.42(1)(d), Florida Statutes, any share reaching me comes from my broker and from nowhere else.
- You are under no obligation to use them. Interview them, interview someone else, or decline entirely. If the fit is wrong, tell me and I will go back and look again.
As referral relationships are formalised, the brokerages involved will be named here, together with their licence number and the regulator that issued it, so you can verify them yourself rather than take my word for it.
Referral disclosure
- I am licensed in Florida only. I will not act as your real estate agent in any other state, and nothing on this page is an offer to represent you outside Florida. Your agent in your state will be licensed there and will represent you under that state’s law.
- A referral fee may be paid. If a referred transaction closes, the receiving brokerage may pay a referral fee to The Keyes Company, and The Keyes Company may in turn compensate me. Under Section 475.42(1)(d), Florida Statutes, a sales associate may be paid only by his registered broker, so any payment reaches me that way and no other.
- It costs you nothing. You are not charged for a referral. A referral fee is paid between brokerages out of the commission on the transaction and does not increase what you pay.
- Commissions are negotiable. Broker compensation is not set by law and is negotiable between you and the brokerage that represents you, in every state.
- No guarantee. I can introduce you to a licensed professional and give you my honest read. I cannot promise any outcome, price, timeline, or level of service, and I do not supervise or control the agent or brokerage you choose.
- Real estate brokerage referrals only. This page covers real estate brokerage referrals only. It is not a referral to any lender, title company, insurer, or other settlement service provider.
- Equal Housing Opportunity. Referrals are made without regard to race, color, religion, sex, national origin, familial status, disability, or any other class protected by federal, state, or local fair housing law.