Moving to New Britain, Connecticut?

One licence, one state

If you are selling in New Britain rather than buying, this introduction matters more, not less. A listing agreement is a contract for a fixed term with a named brokerage, and it is considerably harder to unwind than a conversation with a buyer’s agent. So take longer over it than you think you need to. Ask what the agent will actually do in the first fortnight, ask in writing what it costs you to end the arrangement early, and do not sign anything on the first call — including anything I put in front of you, which is nothing at all.

What a Florida owner does not expect

• Licensing in this industry is granted state by state, not federally. A Florida licence carries no authority in Connecticut, and a Connecticut licence carries none in Florida — which is why an introduction, rather than representation, is the only honest offer on this page.
• Connecticut levies a tax on income; Florida does not. It is a change worth modelling against the housing cost before you commit to a price range, and it is a question for your own tax adviser rather than for any real estate agent.
• Residential closings in Connecticut customarily involve an attorney, rather than being handled by a title company as they typically are in Florida. Budget for it and expect the timeline to be structured differently.
• Like Florida, Connecticut has coastal exposure and a named-storm deductible regime in its property insurance market. The mechanism will feel familiar; the numbers will not necessarily.
• Florida’s homestead exemption and its Save Our Homes assessment cap do not follow you. Connecticut has its own property tax treatment, its own exemptions, and its own rules on how fast an assessment may rise. Confirm the specifics with the local taxing authority.

The limits, stated outright

I will not take a payment from you, and could not lawfully do so if I wanted to. A Florida sales associate may be compensated only through his registered broker, so any fee here is paid by the receiving brokerage to The Keyes Company out of a commission earned only if a transaction closes. There is no invoice at the end of this and no version of it in which you are billed for an introduction.

How the introduction gets made

Questions worth asking on that first call

• How many transactions have you closed in New Britain in the last twelve months, and how many were on the side of the table I am on?
• What is the insurance picture on the kind of property I am looking at, and who should I be calling for a real quote?
• If the property is listed by your own brokerage, what happens to my representation, what does Connecticut law permit in that situation, and what exactly would you be asking me to sign?
• What does a normal contract-to-close timeline look like in Connecticut, and what most often blows it up?

What I can do directly, without an introduction

Not everyone sells. If you are keeping the Florida property and letting it out, that is a different conversation with different consequences: the homestead position changes once it stops being your primary residence, and the insurance and association questions change alongside it. I am not your tax adviser and the county property appraiser is the authority on the exemption itself, but I can tell you what the Florida side of that decision looks like in practice before you commit to it.

Other cities in Connecticut

• Norwalk
• Danbury
• Meriden
• Bristol
• West Haven
• Milford
• Middletown
• Shelton
• All of Connecticut