Boynton Beach residential community, west of Jog Road

Boynton Beach Neighborhoods

Cambria Parc and Northtree in Boynton Beach

West of Jog Road, two communities a few minutes apart offer completely different things: newer gated townhomes with low maintenance at Cambria Parc, and larger single-family homes on a lake at Northtree. Here is what each actually costs, what the HOA covers, and what to check before you make an offer.

West of Jog Road, a few minutes north of the Mandel JCC, sit two communities that come up constantly with buyers and are almost never compared properly. Cambria Parc and Northtree are close enough to share a commute and a grocery run, and different enough that most buyers should rule one of them out early.

Here is what each one actually is.

Cambria Parc: newer gated townhomes

Cambria Parc is a gated townhome community built around 2017, west of the JCC. The pitch is low-maintenance living: a community pool, a lakeside gazebo, walking paths and a playground, with the exterior and grounds handled by the association.

Townhomes are commonly three bedrooms and three full baths. Recent sales have run roughly $280,000 to $600,000, with a median in the mid-$500,000s and around $298 per square foot. Association fees are approximately $226 to $250 a month.

Location does a lot of the work here. You sit between Florida's Turnpike and I-95, which makes both the coast and the western communities reachable, and you are close to Atlantic Avenue in Delray, the Boy's Farmers Market and the plazas along Jog.

The honest trade-offs

It is a townhome community, which means shared walls and an association that governs what you can change. Before making an offer, get the HOA's financial statements, the reserve study and the meeting minutes — a newer community can still be underfunded, and the minutes are where a pending special assessment shows up first. It is gated, but it is not a country club and does not carry country club amenities.

Northtree: space, and a lake

Just north of the JCC, Northtree is a deed-restricted community of mostly single-family homes, many with the Spanish tile roofs typical of when it was built. It is arranged around a lake large enough to kayak on, and the amenities include a pool, tennis and basketball courts. There are several sections, including Northtree Townhomes and Hidden Lakes at Northtree.

Single-family homes generally run from about 1,900 to over 2,600 square feet, priced in recent sales from roughly $560,000 to $739,500, with association fees averaging around $202 a month. The townhome sections are considerably more affordable and cover a wide range.

The honest trade-offs

This is 1990s and 2000s construction, and that is the whole story on due diligence. Roof age, HVAC age and plumbing are the three things that decide whether this is a good buy, and in Florida they also decide what you will pay to insure it — or whether you can insure it at all at a sensible price. Get the insurance quote early, not in the last week of your inspection period. It is deed-restricted, so read the HOA rules before you assume you can park the truck, run the rental or build the addition.

The Mandel JCC

At 8500 Jog Road, the Mandel JCC of the Palm Beaches anchors this pocket of Boynton Beach. It is a community centre open to the public: a fitness floor and aquatics facility, a preschool and day camps, and classes and cultural programming through the year. Members tend to mention the same things — that it is rarely crowded, that the class schedule is generous, and that it participates in SilverSneakers.

For a buyer, the practical point is simply proximity. A gym, a pool and a preschool a few minutes from the house is worth something, and it is worth more if you will actually use them. Go and look before you price it into your decision.

Comparing the two

CommunityTypeRecent price rangeKey amenityBuild era
Cambria ParcGated townhomes$280K–$600KPool, lakeside gazebo, playground2017
NorthtreeSingle-family & townhomes$86K–$740KLake, pool, tennis, basketball1990s–2000s
Hidden Lakes at NorthtreeSingle-family$560K–$740KLake views, cul-de-sacs1990s–2000s

Price ranges reflect recent sales reported by the sources listed below and move with the market. They are a starting point for a conversation, not a valuation of any particular home.

How to actually decide

The question is not which community is better. It is which set of trade-offs you would rather live with.

  • Choose Cambria Parc if you want newer construction, a short list of maintenance worries, and you are content with shared walls and an association that handles the outside.
  • Choose Northtree if you want a yard, more square footage and a lake, and you are willing to own the roof and the air conditioner — both financially and in terms of attention.
  • In either case, the HOA documents and the insurance quote tell you more about what you are buying than the listing photos do. Get both early.

If you are weighing these two, or the other communities around Jog Road, I am happy to walk through the specific numbers on a specific address — including what the county has it assessed at and what the taxes will actually be for you rather than for the current owner.

Common questions

What does it cost to buy in Cambria Parc?

Townhomes in Cambria Parc have recently traded roughly between $280,000 and $600,000, with a median around the mid-$500,000s and roughly $298 per square foot. HOA dues run about $226 to $250 a month. These are recent-sales figures rather than a valuation of any particular unit — what a specific townhome is worth depends on its section, view, condition and the current HOA financials, and the county Property Appraiser is where the assessed value and tax history actually come from.

How is Northtree different from Cambria Parc?

They solve different problems. Cambria Parc was built around 2017 and is a gated townhome community — newer construction, shared walls, low maintenance, and a shorter list of things likely to fail in the next five years. Northtree is an established community of mainly single-family homes from the 1990s and 2000s, on larger lots around a lake, with a pool, tennis and basketball. You pay for space and a yard at Northtree, and for newness and low upkeep at Cambria Parc.

What should I check before making an offer in either community?

Get the HOA documents and actually read them: the budget, the reserve study, the last twelve months of meeting minutes, and any pending special assessment. In an established community like Northtree, add the age of the roof, HVAC and water heater, and the four-point inspection your insurer will want. In Florida the insurance quote can move a deal more than the price does, so get it early rather than during the inspection period.

Which schools serve these communities?

Both are zoned to the Palm Beach County School District. School boundaries and state grades are reassessed and change from year to year, so rather than repeat a rating that may be out of date, confirm the current assignment and grade for a specific address directly with the district before you rely on it. Assignment is by address, not by community name, and two homes in the same neighbourhood can occasionally be zoned differently.

What is the Mandel JCC and do I need to be a member?

The Mandel JCC of the Palm Beaches, at 8500 Jog Road, is a community centre open to the public, with a fitness floor, an aquatics facility, a preschool, day camps, and classes and cultural events throughout the year. Membership is available to anyone and it participates in SilverSneakers. For buyers looking at this pocket of Boynton Beach it functions much like any other nearby amenity — a gym, a pool and a preschool within a few minutes of home.

Sources

  1. Cambria Parc, Boynton Beach, Florida real estate & homes for sale. Listing.com.
  2. Cambria Parc — Boynton Beach, FL homes for sale & real estate. Neighborhoods.com.
  3. Hidden Lakes at Northtree single-family homes for sale. BEX Realty.
  4. Northtree, Boynton Beach single-family homes. BEX Realty.
  5. Northtree Townhomes homes for sale. BEX Realty.
  6. Mandel JCC of the Palm Beaches — programs, fitness and aquatics.
  7. Palm Beach County School District — school boundary and grade lookup.
  8. Palm Beach County Property Appraiser — assessed values, exemptions and tax records.

A version of this article was also published on AgentsGather.

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Every one of these numbers is a national average. What matters is what is happening on your street, in your price band, this month — and that is a conversation, not a forecast.

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Jacob Campbell · Agent commercial immobilier en Floride, licence 3623732 · The Keyes Company · Titulaire d'une licence en Floride uniquement — les recommandations hors de Floride sont faites vers des agents indépendants titulaires d'une licence dans votre État.