Market analysis · August 2026
Duval County housing market
Prices easing and time on market lengthening — the association calls it a healthier balance, and reports it month over month.
Florida, August 2026
| Measure | Figure | Change and period |
|---|---|---|
| Median sale price, single-family | $425,000 | +3.7% year over year |
| Median sale price, condo and townhouse | $295,000 | unchanged year over year |
| Closed sales, single-family | 23,870 | +5.1% year over year |
| Closed sales, condo and townhouse | 8,194 | +11% year over year |
| Months' supply, single-family | 4.5 months | no change figure published |
| Months' supply, condo and townhouse | 7.8 months | no change figure published |
| 30-year fixed mortgage rate | 6.76% | no change figure published week ending 10 Sept. 2026 |
One thing that is widely reported and is not what this data shows
The common claim: Florida condo inventory has surged because of the post-Surfside reserve requirements.
What these figures show: In July 2026, condo active inventory fell year over year in every South Florida county in this register. Condo weakness appears in median price, days to contract and months of supply, not in a rise in listings.
A driver that is documented and dated: Fannie Mae and Freddie Mac eliminated the limited review option for many condo loans on 3 Aug. 2026, and many existing Miami condominium buildings lack FHA approval.
Duval County housing market, August 2026
Prices easing and time on market lengthening — the association calls it a healthier balance, and reports it month over month.
Association MLS data, with a caveat. The source is association-grade but something about it needs stating before you read the numbers. It is stated below.
Read this first. The reporting association publishes month-over-month changes, not year-over-year, and reports Duval as a single figure without a single-family and condo split.
| Measure | Figure | Change and period |
|---|---|---|
| Median sale price, all property types | $335,000 | -4% against the previous month July 2026 All property types. Change is against June 2026, not July 2025. |
| Median days on market | 28 days | +16.7% against the previous month July 2026 |
| Closed sales, all property types | 909 | -12.7% against the previous month July 2026 |
| Pending sales | 624 | no change figure published July 2026 |
| New listings | 1,309 | -6.6% against the previous month July 2026 |
| Active listings | 3,561 | no change figure published July 2026 |
| Months' supply | 3.9 months | no change figure published July 2026 |
| Home affordability index | 98 | no change figure published July 2026 The association's Home Affordability Index. 100 means the median household income exactly qualifies for the median-priced home. |
Insurance
| Measure | Figure | Change and period |
|---|---|---|
| Citizens personal lines average premium | $1,834 | -4.1% year over year effective 1 June 2026 Citizens personal lines average premium — the lowest of the counties in this register. Not a countywide market average. |
| Citizens HO-3 multiperil average premium | $2,406 | -0.8% year over year effective 1 June 2026 |
What the analysts say
July's market reflects a healthier balance for both buyers and sellers. Buyers have more choices, more time to make decisions, and greater flexibility than we've seen in recent years.
Published as "NEFAR President" with no year designation. Do not add one.
What this page does not report
These figures could not be sourced for Duval County from a citable public source for August 2026, so they are not published here rather than estimated:
- Year-over-year changes. The association publishes month-over-month only.
- Single-family and condo split.
- Median percent of original list price.
Works Cited
- “2026 Rate Kit.” Citizens Property Insurance Corporation, Dec. 2025, www.citizensfla.com/documents/20702/35182283/2026+Rate+Kit.pdf. Accessed 10 Sept. 2026.
- Northeast Florida Association of REALTORS®. “Northeast Florida Housing Market Continues to Shift as Buyers Gain More Opportunities in July.” NEFAR, 11 Aug. 2026, nefar.realtor/news/2026/08/11/media-releases/market-reports/northeast-florida-housing-market-continues-to-shift-as-buyers-gain-more-opportunities-in-july/. Accessed 10 Sept. 2026.
Figures describe August 2026 and were compiled on 2026-09-25. MIAMI REALTORS + RWorld released August 2026 county data on 16 September 2026. September 2026 county data is expected mid-October 2026. Market data is historical reporting, not a forecast, and nothing here is a prediction about what any individual property will sell for. Jacob Campbell is a Florida real estate sales associate and is not an attorney, CPA, lender, appraiser, home inspector or insurance agent.
Working in Duval County
I am a licensed Florida sales associate and can work anywhere in the state, but Duval County is not one of the markets I am in week to week. For a transaction here I would either work it directly or place you with an agent who is already in this market through The Keyes Company, depending on which actually serves you better — and I will tell you which I think it is.
Market Data Snapshot
See where a Florida home sits against its county’s confirmed, dated median — as a range, with the source named. Informational only: not an appraisal, CMA or estimate of value, and withheld wherever the county data above is not confirmed.
Further reading
Commentary on the Florida market, each piece with its sources named: all articles, and articles first published on LinkedIn and on ActiveRain, each revised for this site. Opinion at the time of writing, not current market data or advice.