A Florida licence, and Sanford is inside it

What tends to decide a Florida closing

• Windstorm and flood are underwritten separately from the main policy across much of Florida. Price them on the specific address before you are under contract, not after.
• For condominium buildings of three storeys or more at the relevant age, Florida requires milestone structural inspections and a structural integrity reserve study. Both change assessments and financeability. Read them before waiving anything.
• The homestead exemption reduces taxable value on a Florida primary residence, and the Save Our Homes cap limits how fast the assessed value rises afterwards. Portability may carry a benefit from a prior Florida homestead. Your county property appraiser is the authority, not your agent.
• Title in Florida is customarily handled through a title company rather than an attorney as a matter of course, which changes who you call when a question arises mid-contract.

The parts that go wrong, and when

The survey is where the story of a property is usually kept. Encroachments, an easement nobody mentioned, a fence that has been in the wrong place for twenty years, an addition that crosses a setback — none of that appears in the listing and all of it can affect title, insurance or your ability to do what you were planning to do. Order it early enough that its findings can still be negotiated.

Plainly, then

I work under The Keyes Company, which has been a Florida brokerage since 1926. That matters less for the marketing and more for the boring parts — a broker to escalate to, compliance that is somebody's actual job, and a referral network for the occasions when the right answer is someone other than me.

Other cities in Florida

• Port St Lucie
• Clewiston
• Hallandale Beach
• Melbourne
• Arcadia
• Lake Mary
• Titusville
• Davie
• All of Florida