Direct representation
Buying or selling in Hialeah?
You have reached the part of the site where the answer is simply yes.
Direct representationStraight answers first
Worth knowing before we speak. Florida presumes a transaction broker relationship between a licensee and a buyer or seller unless something else is agreed in writing, as Section 475.278, Florida Statutes contemplates. That phrase describes a defined set of duties and it is not identical to the agency arrangement most people assume they are getting. I will tell you in writing which relationship applies before you rely on me for anything, and until that is signed no brokerage relationship exists at all.
The parts people underestimate
- Windstorm and flood are underwritten separately from the main policy across much of Florida. Price them on the specific address before you are under contract, not after.
- For condominium buildings of three storeys or more at the relevant age, Florida requires milestone structural inspections and a structural integrity reserve study. Both change assessments and financeability. Read them before waiving anything.
- The homestead exemption reduces taxable value on a Florida primary residence, and the Save Our Homes cap limits how fast the assessed value rises afterwards. Portability may carry a benefit from a prior Florida homestead. Your county property appraiser is the authority, not your agent.
- Title in Florida is customarily handled through a title company rather than an attorney as a matter of course, which changes who you call when a question arises mid-contract.
Where Florida transactions get complicated
Lender conditions are the quiet killer. A commitment letter is not the end of underwriting, and the conditions attached to it have dates on them that somebody has to actually read. Most of the closings I have seen slip did so because a condition sat unopened for a fortnight, not because the loan was ever in doubt. I read them when they arrive and I chase the parts that are ours to satisfy.
Other cities in Florida
Questions people actually ask
What about condominium milestone inspections?
For older condominium buildings at or above three storeys, Florida requires milestone structural inspections and a structural integrity reserve study, and the results change both assessments and financeability. Ask for the documents before you waive anything.
Do I owe you anything to talk?
No. No brokerage relationship exists until it is agreed in writing, as Section 475.278, Florida Statutes contemplates. A first conversation commits neither of us.
Do you work in Hialeah directly?
Yes. Hialeah is in Miami-Dade County, inside the area I work as a sales associate of The Keyes Company. No referral is involved.
How long does a Florida closing usually take?
It depends on the financing far more than on the property. A cash purchase can run in weeks; a financed one is governed by the lender’s conditions and the appraisal. Where an association is involved, add time for approval and for the estoppel. I will give you a working calendar early and tell you which dates are firm and which are hopeful, because the gap between those two is where people get hurt.
What are the four-point and wind mitigation inspections?
Insurance documents rather than buyer protections. Insurers commonly ask for a four-point report on an older property — roof, electrical, plumbing, heating and cooling — before they will quote at all, and a wind mitigation report records construction features that can reduce a premium. Neither replaces a full home inspection. Order them early enough that a refusal to quote is not what you discover a week before closing.
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Jacob Campbell · Florida Real Estate Sales Associate, license 3623732 · The Keyes Company · 561.301.7130