Buyers, Sellers and Investors
Thinking about a move in Sunrise?
Insurance, association paperwork and the closing calendar. That is where a Sunrise transaction is decided.
Direct representationHow I approach a Sunrise transaction
A fair number of Sunrise purchases begin with somebody who is not in Florida yet. That works, but it works better with a plan behind it: walkthrough video that shows the electrical panel and the ceilings rather than the view, an inspection booked before you fly in rather than after, and a clear understanding of what I will and will not sign on your behalf. I represent you on the Florida side. If there is a property to sell where you live now, I can refer you there through The Keyes Company.
What I watch for on a Florida contract
The survey is where the story of a property is usually kept. Encroachments, an easement nobody mentioned, a fence that has been in the wrong place for twenty years, an addition that crosses a setback — none of that appears in the listing and all of it can affect title, insurance or your ability to do what you were planning to do. Order it early enough that its findings can still be negotiated.
What tends to decide a Florida closing
- Windstorm and flood are underwritten separately from the main policy across much of Florida. Price them on the specific address before you are under contract, not after.
- For condominium buildings of three storeys or more at the relevant age, Florida requires milestone structural inspections and a structural integrity reserve study. Both change assessments and financeability. Read them before waiving anything.
- The homestead exemption reduces taxable value on a Florida primary residence, and the Save Our Homes cap limits how fast the assessed value rises afterwards. Portability may carry a benefit from a prior Florida homestead. Your county property appraiser is the authority, not your agent.
- Title in Florida is customarily handled through a title company rather than an attorney as a matter of course, which changes who you call when a question arises mid-contract.
Other cities in Florida
Questions people actually ask
How long does a Florida closing usually take?
It depends on the financing far more than on the property. A cash purchase can run in weeks; a financed one is governed by the lender’s conditions and the appraisal. Where an association is involved, add time for approval and for the estoppel. I will give you a working calendar early and tell you which dates are firm and which are hopeful, because the gap between those two is where people get hurt.
Can I speak to other agents as well?
Of course, and you should. Nothing about a first conversation requires exclusivity, and no brokerage relationship exists until something is agreed in writing. If you interview three people and pick one of the others, that is a good process working properly. I would rather lose the work than have you commit to somebody because it felt awkward not to.
Why does everyone keep asking about the roof?
Because insurers price on it and some decline on it, and a lender who cannot see cover in place cannot close. Age, material and permit record all matter. On an older roof, get an insurance answer during the inspection period rather than after it — it changes what the property costs to own, which is a separate question from what it costs to buy.
Do you work in Sunrise directly?
Yes. Sunrise is in Broward County, inside the area I work as a sales associate of The Keyes Company. No referral is involved.
Are you the broker?
No. I am a sales associate, license 3623732, registered under The Keyes Company, a licensed Florida real estate brokerage. All brokerage services are provided through The Keyes Company. This website is not a brokerage.
Start a conversation
No form, no funnel. The About page has the background, the licence details and the direct line.
About Jacob Campbell Read the FAQ
Jacob Campbell · Florida Real Estate Sales Associate, license 3623732 · The Keyes Company · 561.301.7130