Florida Licence · Florida Market
Selling in Winter Garden?
You have reached the part of the site where the answer is simply yes.
Direct representationPractical things, in order of how often they bite
The survey is where the story of a property is usually kept. Encroachments, an easement nobody mentioned, a fence that has been in the wrong place for twenty years, an addition that crosses a setback — none of that appears in the listing and all of it can affect title, insurance or your ability to do what you were planning to do. Order it early enough that its findings can still be negotiated.
Where I actually add something
I work under The Keyes Company, which has been a Florida brokerage since 1926. That matters less for the marketing and more for the boring parts — a broker to escalate to, compliance that is somebody's actual job, and a referral network for the occasions when the right answer is someone other than me.
Florida-specific things worth planning for
- Windstorm and flood are underwritten separately from the main policy across much of Florida. Price them on the specific address before you are under contract, not after.
- For condominium buildings of three storeys or more at the relevant age, Florida requires milestone structural inspections and a structural integrity reserve study. Both change assessments and financeability. Read them before waiving anything.
- The homestead exemption reduces taxable value on a Florida primary residence, and the Save Our Homes cap limits how fast the assessed value rises afterwards. Portability may carry a benefit from a prior Florida homestead. Your county property appraiser is the authority, not your agent.
- Title in Florida is customarily handled through a title company rather than an attorney as a matter of course, which changes who you call when a question arises mid-contract.
Other cities in Florida
Questions people actually ask
What is your commission?
Broker compensation is not set by law and is fully negotiable between you and the brokerage. What it should be depends on the property, the work required and the scope you actually want, so it is a conversation rather than a rate card.
Do I owe you anything to talk?
No. No brokerage relationship exists until it is agreed in writing, as Section 475.278, Florida Statutes contemplates. A first conversation commits neither of us.
Can you help if I am buying from out of state?
Yes — that is a common shape here. I represent you on the Florida side. If you also have a property to sell where you live now, I can refer you to a licensee there through The Keyes Company.
What should I know about insurance in Orange County?
That it is a material line item and should be priced before you are under contract, not after. Windstorm and flood are separately underwritten from the main policy in much of Florida, and the number varies more by construction and elevation than most buyers expect. Get real quotes on the specific address.
What about condominium milestone inspections?
For older condominium buildings at or above three storeys, Florida requires milestone structural inspections and a structural integrity reserve study, and the results change both assessments and financeability. Ask for the documents before you waive anything.
Start a conversation
No form, no funnel. The About page has the background, the licence details and the direct line.
About Jacob Campbell Read the FAQ
Jacob Campbell · Florida Real Estate Sales Associate, license 3623732 · The Keyes Company · 561.301.7130